Season 7 Episode 8: The Power Of Enough: Unlearning Bad Money Habits

Imagine almost missing out on an eye-opening conversation because of preconceived notions! In  this episode, Bernadette Joy and Stefanie sit down with George Kamel, a Dave Ramsey personality, to discuss financial independence from a fresh perspective. George shares his journey from being a debt-ridden millennial to achieving millionaire status, discussing the importance of learning from diverse perspectives, unlearning toxic money habits, and embracing intentional financial management.

In this episode, you will learn the following :

Unlearning harmful beliefs like the need for credit scores and glorifying debt

Transitioning from a "YOLO" (You Only Live Once) mindset to "JOMO" (Joy of Missing Out)

Dealing with social spending pressures and setting boundaries with friends

The difference between job hopping for financial gain and building long-term career stability

Addressing common objections to the baby steps and proving their timeless effectiveness.

The concept of "enough" and the struggle to find contentment while remaining driven.

Episode Timeline:

[00:01:48] - Immigrant values and financial beliefs.

[00:05:18] -  Unlearning toxic money habits and embracing budgeting.

[00:12:29] - Social pressures, setting boundaries with friends

[00:15:43] - Benefits of deep-rooted career development.

[00:19:13] - Advocating for oneself, and overcoming financial challenges in toxic situations.

[00:24:10] - Defining “enough” and the challenges of being present.

[00:29:24] - Hope versus cynicism

Learn more about George Kamel:

Instagram: https://www.instagram.com/georgekamel/

YouTube: https://www.youtube.com/@GeorgeKamel

Website: https://www.ramseysolutions.com/george-kamel

Learn more about Stefanie Gonzales and the Women's Wealth Effect:

LinkedIn: linkedin.com/in/stefanie-gonzales-83a87aa

Instagram: https://www.instagram.com/womenswealtheffect/?hl=en

Facebook: https://www.facebook.com/Womenswealtheffect

Early Retirement Planner: https://www.womenswealtheffect.com/planner

Book Your Free 1:1 with Stefanie: https://www.womenswealtheffect.com/free

Learn more about Bernadette Joy and the Crush Your Money Goals:

Pre-order her book: https://www.simonandschuster.com/books/Crush-Your-Money-Goals/Bernadette-Joy/9781507222638

Website: https://www.crushyourmoneygoals.com/

10 Money Tools: https://www.crushyourmoneygoals.com/freeguide